Sovereign Nations Insurance

Member FAQs

The Sovereign Nations Health Consortium (SNHC) is an InterTribal alliance established to reshape healthcare. Using their for-profit and non-profit arms, they tackle the industry problems of complexity, excessive cost, and neglect. The founding SNHC Tribes are The Confederated Tribes of the Goshute Reservation, The Shivwits Band of the Paiutes, and The Kanosh Band of the Paiutes.

Sovereign Nations Insurance (SNI) is the first wholly tribally owned and regulated health insurance carrier, establish and regulated solely by SNHC to meet Native healthcare needs with simplicity and affordability.

The Native American Restoration Association (NARA) is SNHC’s non-profit arm, established to assist indigenous communities with all other healthcare related needs, such as funding, research, and grant-writing.

SNI is a health insurance company wholly owned and operated by sovereign, federally recognized Indian Tribes. SNI is licensed and regulated by the Sovereign Nations Health Consortium (SNHC) to sell health insurance to consenting Tribal and non-Tribal members. SNHC is comprised of multiple federally recognized Indian Tribes that collaborate to govern health insurance activities of Tribal health insurance companies (SNI is the FIRST tribally owned and regulated health insurance company). SNHC regulates SNI pursuant to the Tribal Community Health & Insurance Code (Code).

Please call 1-800-307-2236 if you have questions regarding claims, benefits, prior authorization, billing to confirm eligibility or terminate coverage.

Please visit our Provider page to look up providers and facilities in your network

Please visit our Cancellation page or email

Please include your full name and member ID number.

Please refer to your member ID card. If you do not have your member ID card, please mail all claims to this address.

Please mail claims to:

SNI Claims Dept
PO Box 1810
Draper, UT 84020

Refer to your insurance ID card. SNI address, online form to upload bill.

Explanation of Benefits is a document we send you to let you know your claim has been processed. It is important to remember that an EOB is NOT a bill. It is a document letting you know a claim has been filed on your behalf, what it was for, whether it was approved, and for how much. You should always review your EOB to make sure it’s correct. If you have any questions about your EOB please give us a call at 1-800-307-2236

Access your Schedule of Benefits through your member portal or call 1-800-307-2236

Use the Provider page & it will let you know if your provider is in-network.

Search for services, providers, and facilities by price in your PointHealthTech app or website.

Please visit Member feedback page to submit your questions.